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Greater Harrisburg Community Credit Union

In 1996, the Interdenominational Ministerial Conference (IMC), which consists of primarily African-American clergy in the Harrisburg area, and the Mayor of the City of Harrisburg, Stephen R. Reed, joined together with other local business leaders, bankers, civic leaders and the religious community leadership to investigate the viability of the creation and establishment of a credit union to address the financial needs of low-income residents in the City of Harrisburg. A survey of the community documented the need and interest of the aforementioned.

An organizing committee, the Community Reinvestment Partnership, with technical support and assistance from PriceWater-HouseCoopers, Rhoads & Sinon, the Pennsylvania Credit Union Association, and the GHCCU initial Board of Directors and Manager developed a business plan and completed requisite applications to the Pennsylvania Department of Banking (DOB) and the National Credit Union Administration (NCUA) in 1999.

During the initial years to the present, the substantial financial support and assistance from the City of Harrisburg (Mayor Stephen R. Reed) and the Harrisburg Housing Authority (Dorsey Howard, Executive Director, (deceased), has contributed to the economic viability of the GHCCU.

The institutional deposit support of GHCCU, via the community's governmental entities, banks, credit unions, and religious entities has and continues to be unprecedented and unparalleled. The GHCCU is an "institution" of the community literally.

The National Credit Union Administration approved the low-income designation of GHCCU in June 1999, and approved deposit insurance coverage in January 2001. The low-income designation means that a minimum of 50.1 percent of the total membership must have annual incomes of less than $25,000. The Pennsylvania Department of Banking approved the “field of membership” for GHCCU in April 1999, and issued a certificate of authorization for GHCCU to do business in February 2001. GHCCU opened its doors for business in April 2001.

GHCCU’s field of membership includes individuals who live, worship, work, volunteer, or participate in an anti-poverty program within the city of Harrisburg, PA. Businesses, organizations, and associations located within the city are also eligible to join.


“The Greater Harrisburg Community Credit Union seeks to provide banking services to the community where access to banking is absent or extremely difficult. The actions of this effort will promote community development and contribute to the social, economic, and educational well being of our market area, which is the geographical boundary of the field of membership. The GHCCU will provide financial-related services in a superior manner through professional, friendly and knowledgeable staff and volunteers.” Call 717.703.0333, or visit www.ghccu.com

Inter-Denominational Minsters Conference of Greater Harrisburg
P.O. Box 5692
Harrisburg, PA 17110
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